Wednesday, 20 September 2017
Dear Sh Prakasarao,
Thank you very much for your email below elaborating and analysing in depth as to where we stand as of now, what have been the faults at different levels, and what could be further course of action by the case managers in view of some new and pertinent facts brought out by you besides my earlier submissions. Let's pray for good sense to prevail and hope the matured and learned leadership of all the Petitioners Associations will review pragmatically and seriously on the present status & scope of SLPs in SC, and what further course of action could be adopted taking into account our observations and analysis.
I am endorsing a copy of this email to RK SAHNI BLOG SPOT & LIC PENSIONS CHRONICLE also.
With best wishes and regards to all.
H K Aggarwal.
Sent from my Superphone
The international crude oil price of Indian Basket as computed/published today by Petroleum Planning and Analysis Cell (PPAC) under the Ministry of Petroleum and Natural Gas was US$ 54.76 per barrel (bbl) on 19.09.2017. This was higher than the price of US$ 54.69 per bbl on previous publishing day of 18.09.2017.
In rupee terms, the price of Indian Basket increased to Rs. 3514.18 per bbl on 19.09.2017 as compared to Rs. 3502.08 per bbl on 18.09.2017. Rupee closed weaker at Rs. 64.18 per US$ on 19.09.2017 as compared to Rs. 64.04 per US$ on 18.09.2017. The table below gives details in this regard:
Price on September 19, 2017 (Previous trading day i.e. 18.09.2017)
Crude Oil (Indian Basket)
KM/SA Daily Crude Oil Price
First Pension Adalat inauguration, Launching of Mobile App of Pensioners Portal & Award for outstanding contribution towards 'Anubhav'
Google Tez App, the Internet search giant's first UPI-enabled digital payments app was launched in India this week. The app is aimed at catering to an audience looking for digital payment solutions. Currently, if you need a UPI app, you can choose between popular apps like Paytm, PhonePe, the NPCI's BHIM app, and a range of UPI apps from different banks in the country.
With so many already available in the market, should you shift to the Google Tez app? Here's a breakdown of the Google Tez app, from what it can to do, to how to use it, and our take on its capabilities.
The Google Tez app is is a medium to facilitate bank transactions between the sender and the receiver. It isn't a digital wallet service like Paytm, but is instead like other UPI apps, such as PhonePe. One of the interesting new features from the tech giant is "Cash Mode" which can be used to send money without details of the recipient. Typically, without the other person's ID, or phone number, you have to scan their QR code, so this is a simple and easy to use feature that could be used in place or QR codes.
On Android, the Google Tez app's download size is pretty low at 8MB, but it is still large compared to PhonePe (4.26MB) and BHIM (2.99MB). The app expands to over 20MB on the phone after installation, a size that shouldn't cause much of an issue.
Pretty reasonable. On iOS, it's significantly bigger, with a download size up to 54.6MB. When setting up the app, users are shown a language selection first and you can choose between local languages like Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil, and Telugu among others. Post the language selection, it asks you for your mobile number that is paired with your bank account – you are then asked to provide permissions. We also found that the Tez app links this to the Google account signed into the phone, on both Android as well as iOS. You do have the option to link a different account, but a Google account is mandatory for the app to work.
Once you enter the number, and are verified by an SMS OTP, you are given the option to set up a Google PIN or use the current screen lock method on the phone. You are then asked to select your bank from a list to link it for UPI transactions. If you haven't set up UPI for that bank account previously, the Google Tez app will guide you to get it done. On the other hand if you have enabled UPI on the account, it will ask for the existing UPI PIN – which can also be reset via OTP, in case you've forgotten it.
Tez then creates a VPA using the name in your email ID. While most other apps give you the option to choose the VPA, Tez does not have the option. The VPA created for you is based on the partnerships Google has at the time of launch (Axis Bank, HFDC, ICICI, and SBI). For instance, using a Kotak Mahindra account we were assigned a "@okaxis" VPA, but pairing it with an ICICI account resulted in an "okicici" VPA. When trying out the app, we did face difficulties when adding the bank account in Tez, though a couple of tries seemed to solve the issue. After these steps are complete, you're good to go.
The first screen when the Google Tez loads up is pretty basic, has offers limited functionality when compared to PhonePe and BHIM. PhonePe gives you additional options like paying your utility bills through the app, while BHIM has simpler Send, Request, and Scan & Pay options – the last being for QR codes, in case you don't want to share your ID with the other person.
Making payments using the Google Tez app is easy, as it needs just a tap to select the recipient. The app also lists other Tez users from your phonebook for a faster process. Apart from Tez users, you can also add recipients using their bank account numbers and IFSC codes to transfer money, or send money via a UPI ID, QR code, or phone number. In case a contact has already been created, clicking on it will open the transaction log with that contact, and you can easily pay or request money using this feature.
We tried transacting using the app and it worked without a hitch, though there were a few hiccups soon after launch on Monday – something Google explained to us was due to unprecedented surge in interest.
Swiping down on the first screen in the Google Tez app will give you access to "Cash Mode", which lets you transfer money without having the recipient's phone number or needing to share your own – useful in the case of transactions at a shop or another business. For this, the user transmits audio using Google's Audio QR (AQR) technology to identify the recipients phone near you. We tried this feature and it worked as advertised even in a noisy environment. But we must say that it took longer than expected.
To incentivise Tez app, Google is offering users Rs. 51 for referring new users to use the app. After the referred individual makes their first payment, both users will get the amounts credited to their bank accounts.
Apart from this, using Tez to transfer money (Rs. 50 and above) awards both the sender and the recipient Google Tez Scratch Cards, with one scratch card per week for the sender-recipient pair. Scratch card gives user the chance to earn up to Rs. 1,000, which is transferred back to the respective bank account.
We received Rs. 69 for a Rs. 100 transaction which was instantly credited to the bank account. You can earn a maximum of 10 rewards per week, up to a total of Rs. 9,000 per financial year. There are two types of Google Tez Scratch Cards.
The blue ones are awarded to both sender and recipient, while one red 'Lucky Sunday's card is awarded to the sender once per week. This red Google Tez Scratch Card is locked until each Sunday, and users will be able to scratch it for a chance to win up to Rs. 1 lakh – as per Google.
After the initial hiccups the Google Tez app seems to be working reliably. The app works as expected and the Cash Mode feature does look promising. However in comparison, the PhonePe app looks more useful as it lets you pay your utility bills and other stuff. But if basic money transfer is what you need, the BHIM app still works just fine.
Tuesday, 19 September 2017
M-Aadhaar is valid now for Railway Travel – Ministry of Railways permits m-Aadhar as one of the prescribed proofs of Identity for Rail Travel Purpose.
Press Information Bureau
Government of India
Ministry of Railways
13-September-2017 16:34 IST
Ministry of Railways permits m-Aadhar as one of the prescribed proofs of Identity for Rail Travel Purpose.
Ministry of Railways has decided to permit m- Aadhar (Aadhar card on mobile app namely m- Aadhar launched by UIDAI) as one of the prescribed proofs of Identity for Rail Travel purpose in any reserved class.
m-Aadhar is a mobile app launched by UIDAI on which a person can download his/her Aadhar Card. It can be done only on the mobile number to which Aadhar has been linked. For showing Aadhar, the person has to open the app and enter his/ her password to show the Aadhar Card.
m-Aadhar when shown by the passenger on his/her mobile after entering the password should be accepted as proof of identity for undertaking journey in any reserved class over Indian Railways. It is effective from 8th September 2017.
8 Things You Should Know About the New Digital Payments App
Google Tez app has joined the ranks of digital payments apps in India with the launch on Monday. With already established players like PayTM, PhonePe, and the official app BHIM, the Google Tez app has its work cut out. This isn't a digital wallet service like PayTM, but uses your bank account to send and receive money. One of the unique features included in Google Tez app is "Cash Mode" which helps you send money without needing the recipient's number or QR codes, instead using an audio matching system. If you are curious about the app, and considering signing up for it, here are 8 things you need to know about the Google Tez app:
1. The Google Tez app is available on Android as well as iOS, and supports various local languages, including Hindi, Bengali, Gujarati, Kannada, Marathi, Tamil, and Telugu. To register, it asks for your mobile number associated with your bank accounts to set up the app. You are given a list of banks to select from.
2. Once you have entered your phone number, the app sends an SMS from your number to the bank to get UPI access. It creates a fresh UPI ID for you and links it to the Google account. On Android, the Google Account is selected by default as the one used on your phone, but you can change the ID by logging into the other account; the ID will be linked to one Google Account only. On iPhone, users are prompted to sign into their Google Accounts manually.
3. Google Tez app creates a new UPI ID, or VPA, by picking up the name from the Gmail ID. We got a @okaxis UPI account when setting it up with a Kotak account (that's because Google hasn't tied up with Kotak for back-end processing) , but were assigned an @okicici UPI account when setting up with ICICI (it has tied up with ICICI). You can't use your existing VPA with Google Tez app if you have one.
4. If UPI is already enabled on that bank account you will be prompted to enter the UPI PIN. The account will be set up after this step, and is ready to use.
5. To keep the Google Tez app secure you have the option of locking it down with your fingerprint on devices with a fingerprint scanner or using a PIN for the app. While you do have the option to keep the same PIN as screen unlock, we will strongly recommend that you set up a different PIN.
6. Sending money using the app is fairly easy, you can tap in the payments tab. It lists all the contacts in your phone book with Google Tez app in one go. Apart from that you have the option to enter Account Number + IFSC details, UPI ID, Scan QR code, or Tez User Phone Number. You can make and receive payments from businesses as well.
7. A new feature called Cash Mode is available in Google Tez app that lets you transfer money without having the recipient's phone number. To do this, it transmits audio using Google's QR Technology to identify the recipients phone near you. We tried this feature and it worked as advertised even in a noisy environment, though we must add that it took longer than we expected.
8. To incentivise Tez app, Google is offering users Rs. 51 for referring new users to use the app. After a referral both people will get the money added to their bank accounts. Apart from this, using the app to transfer money (Rs. 50 and above) awards both the sender and the recipient Google Tez Scratch Cards, with one scratch card per week for the sender-recipient. Scratch card gives user the chance to earn up to Rs. 1,000, which is transferred back to bank account. Users can earn a maximum of 10 rewards per week, up to a total of Rs. 9,000 per financial year. There are two types of Google Tez Scratch Cards. The blue ones are awarded to both sender and recipient, while one red 'Lucky Sundays' is awarded to the sender only once per week. This red Google Tez Scratch Card is locked until the Sunday, and users will be able to scratch it for a chance to win up to Rs. 1 lakh, Google said.
I received a SMS message from Mr Afroz,youngest son of Mr D M Yusuf informing me that Mr Yusuf passed away on 18/9/2017 at 10 A M and the cremation will be held at 4 PM on 19/9/2017.This is yet another shocking news close on the heels of death of two other members of our Hyderabad Association within the last 3 months. Mr Yusuf faced the tragedy of death of his wife less than a year ago. All that we can do at this moment of grief is to pray for the departed soul to Rest In Peace. Mr Afroz can be contacted in his mobile no 9391906985. Mournfully yours, C H Mahadevan
Monday, 18 September 2017
Sub: Central Government Employees Group Insurance Scheme-1980 - Tables of Benefits for the savings fund for the period from 01.07.2017 to 30.09.2017.
CENTRAL GOVERNMENT EMPLOYEES GROUP INSURANCE SCHEME 1980
Contribution @ Rs. 10/- P.M upto 31.12.89 and Rs. 15 throughout after 1.1.90
Accumulated value of contribution from 1st January of year of Entry to the month and year of cessation
|Year of Entry|